In recent years ride sharing companies like Uber and Lyft have made public transport more convenient. You need to open an app to enter your destinations and your ride arrives in no time. But what if you get into an accident while being on a ride like this? There are policies, provided by the vehicles and their service providers. These policies may cover your losses in case of an accident.
During a rideshare accident, multiple insurers are involved. That includes the companies insurer, the rideshare driver’s insurer, and the other driver’s insurer. But who will compensate for your injury?
The ridesharing drivers private insurance:
If the driver has commercial insurance or personal auto insurance that has a ridesharing provision then this insurance will apply for your injuries as well. But most of the drivers don’t have such insurance policies. In other words, they don’t possess enough resources to compensate you in case of an accident.
Ridesharing companies third party liability insurance:
Ridesharing companies like Uber and Lyft both carry this insurance. This insurance compensates up to $1 million per accident for personal injuries and property damages. As a passenger, you might benefit from these policies.
Against whom should I file a lawsuit?
Most of the drivers don’t have enough resources to compensate you for your losses. So it is not wise to file a lawsuit against them. So can you sue Ridesharing companies? These Ridesharing companies like Uber and Lyft are just a platform for the drivers to earn business.
Ridesharing drivers are classified as independent contractors rather than employees. That’s why it is not easy to hold these companies liable for the fault of these drivers. That’s why it won’t be wise to go directly after the company.
It is as complicated as it sounds. That’s why it is important to discuss the case with an experienced Ridesharing accident lawyer. They can use their knowledge and experience to find the best way to get you compensated.
What compensation can I get for filing a lawsuit?
First of all, you need to check the statute of limitation in the area you had the accident. It is the period you have got to bring a claim against the rideshare driver or the company.
If you are a rideshare accident victim, you may be able to sue the company as well as the employee. Strict Liabilities law holds an employer accountable for the actions of their employees.
If a court accounts a driver as an employee of the company, you may be able to sue the company. And if not, you can sue the driver for being negligent in maintaining the essential safety measures.
Any medical loss or loss of income due to not being able to work and taking time off from work may be compensated. Any other expense your lawyer may be able to discover may also be recoverable.
How a Ridesharing accident lawyer can help your case?
Ridesharing lawyers have years of knowledge and expertise to handle such cases. They can make a deal on your behalf and make it work with the insurance companies. They can track down the essential information and pieces of evidence and make a strong case for you.
In case it didn’t work with the insurance companies, They can assess the condition to the best of their experience and help you in the courtroom.
You just need to choose the right lawyer. Grey law is a law firm with more than 35 years of experience. Their Rideshare accident lawyers have handled multiple personal injury cases and are experienced enough to get you compensated.